Brian Thielicke (WA MLO-175364)

We're on your side.

Lending is more than just processing loans. It's making sure you have a positive experience and secure a loan that's perfectly tailored to your circumstances and goals. We take the time to educate our clients and are always here when you need us. Whether you're a first-time homebuyer or an experienced homeowner, I can help you understand all your options. I invite you to learn more about my team in the section below.

I welcome the opportunity to consult with you on how to get the lowest interest rate, select the right mortgage for you, and structure your loan to capture the maximum tax deductions allowable.

We pride ourselves on our ability and knowledge to select the mortgage product best suited to achieve our clients financial goals. By keeping each clients overall financial strategy at the forefront, we provide true personalized mortgage solutions and not simply a one-product-fits-all mentality. 

My team and I take a very proactive approach to educating our clients and communicating with them throughout the loan process.  We strongly believe that excellent communication alleviates stress and uncertainty and ensures a good working relationship. 

My talented, experienced and dedicated team consistently delivers exceptional results to our clients and has the expertise necessary to understand our customers lending objectives and the knowledge to fulfill them in a timely and professional manner. 

Your satisfaction is our priority!  We recognize that by exceeding your expectations we form the basis for a mutually beneficial, long term relationship. 

Our goal is to take such great care of you and your loan that we earn your loyal business and your referrals to family and friends.

 "Dear Joni, Julia, and Brian,

"As a first time homebuyer and as someone who doesn't know really know any other homeowners, I was a bit short on recommendations for the biggest debt I'm taking on in the foreseeable future. I don't know how many other people look on Yelp for reviews on mortgage planners, but uhh, I tried and failed.

Disclaimer: It's important to shop around, but also to know how to shop around effectively. Ask your lenders to give you their quotes at the same time since rates fluctuate on their own naturally. You can and should interview them to your heart's content. Don't let the decision drag out... you will stress yourself out this way, big time!

There was a natural instinct for me to reach out to the big banks. After all, if I trust them to handle my savings, why not my loan? Unfortunately, "(company)" has a rep for being slow -- something I can't confirm, and in any case, they totally failed me for a) giving me ridiculously high rates despite having a good credit score, and b) never telling me that my loan officer quit the company and wasting an hour on my time as I learned this the hard way of getting routed and routed again through their concierge number.

Though I never heard of them before my RE agent mentioned Brian, Cobalt is actually the third highest supplier of loans in the county. Schwab quoted me sliiiiiightly better rates and lower fees, but in the end what won me over was the human factor. Brian has an extremely warm personality and is easily reachable. He is patient and took the time to explain things clearly and simply. You meet him face to face, versus somebody in AZ/FL handling your loan from afar. Brian's assistant Julia was proactive in calling me to lock my rate -- thankfully right before it spiked up! Brian is a recommended lender by Redfin, which isn't to say that they gets kickbacks, but rather, people have had a consistently good experience with him -- something you can further affirm by looking at reviews on the Redfin site (go to http://Redfin.com and the "financing your home" link under buying), until there are more here. :)

A potential downside is that Cobalt will sell your loan, but that does not affect your loan terms, just who you make your check to (and I would guess potentially making you a little more vulnerable to fraud). But until I actually experience any negatives, he definitely gets 5 stars from me!"

-Natalie N.

"With interest rates at tantalizing lows over the past few months, we had been considering refinancing our house, but I was dreading the experience: the sea of paperwork, the countless options and permutations, and an overall lack of visibilty and understanding of the process. Fortunately, I asked my friend Rob (who works at Redfin) for some advice, and got an introduction that made this one of the smoothest and easiest transactions I've ever completed.

Rob introduced me to Brian Thielicke of Cobalt Mortgage, and I can't say enough good things about him. Brian walked us through every aspect of the process, making sure we understood all of the pros & cons (this is our 5th home loan, but I still felt a bit naive about certain aspects), and helped get things rolling right away. Every time I was confused, Brian was a quick email or call away, with not just an answer to my question, but an explanation so that I not only understood what I was looking at, but why it was the way that it was.

The whole deal went smoothly, we got a great rate, and we're saving a bunch of money every month. From now on, Brian's our man, and if you're in the Seattle area and looking for a new mortgage or refinance, he should be yours too."

-Daryn N.

"It was a definite pleasure to work with both you and Julia.  I had shopped around for a mortgage and without doubt, Cobalt Mortgage, and you in particular, stood out head and shoulders above the rest.  I especially appreciated your willingness to meet in person, go over the different options and the fact that you took the time to answer my questions, regardless of how simple they were.  You'd be suprised at the attitude of some lenders I approached when I'd ask them simple questions."

-Brian D.

"I was working with another lender prior to being referred to Brian and his team.  Working with Brian was so smooth.  I'm so glad I switched!"

-Shannon Carpenter